Wealth Management

Introduction

Soneri Bank is constantly innovating its products suite to best match the personal and business needs of its customers. To ensure all banking needs are met we offer a variety of investments products to facilitate our customers. The role of the Wealth Management is to provide tailored investments solutions and help the client develop, implement and monitor an entire investment portfolio which will enable the client to manage present and future financial needs.

SECP – Securities Adviser License

Benefits of Investing in Mutual Funds

Tax Credit
Diversification
Liquidity
Transparent and Highly Regulated
Small Investment Size
Professional Management

Types of Funds Offered

Money Market Scheme	Money Market Funds are among the safest and most stable of all the different types of mutual funds. These funds invest in short term debt instruments such as Treasury bills and bank deposits
Income Scheme	These funds focus on providing investors with a steady stream of fixed income. They invest in short term and long term debt instruments like TFCs, government securities like T-bills/ PIBs, or preference shares.
Equity Scheme	An equity scheme or equity fund is a fund that invests in Equities more commonly known as stocks. The objective of an equity fund is long-term growth through capital appreciation, although dividends and capital gain realized are also sources of revenue.
Balanced Scheme	These funds provide investors with a single mutual fund that invests in both stocks and debt instruments and with this diversification aimed at providing investors a balance of growth through investment in stocks and of income from investments in debt instruments.
Asset Allocation Scheme	These Funds may invest its assets in any type of securities at any time in order to diversify its assets across multiple types of securities & investment styles available in the market.
Fund of Funds Scheme	Fund of Funds are those funds, which invest in other mutual funds. These funds operate a diverse portfolio of equity, balanced, fixed income and money market funds (both open and closed ended).
Shariah Compliant (Islamic) Scheme	Islamic funds are those funds which invest in Shariah Compliant securities i.e. shares, Sukuk, Ijara sukuks etc. as may be approved by the Shariah Advisor of such funds. These funds can be offered under the same categories as those of conventional funds.

Product Menu

Mutual Funds
MCB Cash Management Optimizer
Pakistan Cash Management Fund
Pakistan Income Fund
MCB Pakistan Sovereign Fund
MCB DCF Income Fund
Pakistan Income Enhancement Fund
MCB Pakistan Asset Allocation Fund
MCB Pakistan Frequent Payout Fund
Pakistan Capital Market Fund
MCB Pakistan Stock Market Fund
Alhamra Islamic Income Fund
Alhamra Islamic Asset Allocation Fund
Alhamra Islamic Stock Fund

Voluntary Pension Schemes (VPS)
Pakistan Pension Fund
Alhamra Islamic Pension Fund

Query related Wealth Management

Contact Person	City	Contact Details
Waleed Minhaj	Karachi	0345-2785148
Umair Tariq	Lahore	0320-4410094
Azhar Shazhad	RWP / ISB	0314-5340265

Email

[email protected]

Disclaimer

The returns of mutual funds are not guaranteed, mutual funds returns are subject to market risk and the price of units may go up and down based on market conditions, past performance should not be taken as guarantee of future performance. as disclosed in the offering document available on AMC’s website www.mcbah.com. MCB Arif Habib Investments Limited is the fund manager and Soneri Bank Limited is only the Distributor of these funds in Pakistan.