Rupee Term Deposit Accounts


Soneri Term Deposit Account is for customers who intend to retain their savings for a fixed period and earn a higher rate of profit. Term Deposit Account allows customers to save a fixed amount in Pak Rupees for a set period, ranging from 1 month to 3 years at attractive profit rates. The depositor has the option to reinvest the deposit automatically.

For further query, click contact us.
Contact Us


Automatic Renewals

At maturity, the deposit can be renewed for the same tenure at the prevailing profit rate, unless instructed otherwise.

Premature Encashment

Term Deposits for 1 to 3 years tenure if withdrawn before completion of 1 year from the date of deposit, shall be subject to 1% early withdrawal surcharge on the principal amount withdrawn.

Running Finance Facility

You can use your Term Deposit Account as collateral to apply for Running Finance facility:

  • Withholding tax applies on all cash withdrawals over Rs.50,000/- and 10% withholding tax on profit credited into account
  • Zakat is applicable on Term Deposit Account, however Zakat exemption forms are accepted. Minimum deposit dmount: PKR 25,000/-

Profit Rates

For Profit Rates please Click Here