Basic Banking Account


It is a non-profit bearing account with no minimum balance requirement. Initial deposit for account opening is Rs. 1,000/-. Unrestricted number of withdrawals from the account through ATMs is permissible subject to applicable per day withdrawal limit for amounts in force.

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Account Type Current
Initial Deposit Rs. 1,000/-
Minimum Balance No requirement
Maximum two deposit transactions and two transactions through cheques are allowed per month. Charges as per SOC shall be applicable on each additional transaction through cheques, during the month.
To comply with SBP BPD Circular No. 30 of 29th November 2005, BBA accounts having ZERO balance for consecutive six months shall be marked close by the bank.


  • Free internet banking, mobile banking and e-statements
  • PayPak Debit Card
  • Personalized cheque book
  • Statement of accounts are provided once a calendar year at the year end
  • Online banking
  • Free ATM cash withdrawal coverage – Soneri Tahaffuz*
  • Free worldwide accidental insurance coverage*
  • SMS alerts

*Subject to terms and conditions of the insurance company


PayPak Debit Card is the first option. However, as a second choice Master Debit Card can also be issued against charges as per the bank’s prevailing SOC.