Basic Banking Account
It is a non-profit bearing account with no minimum balance requirement. Initial deposit for account opening is Rs. 1,000/-. Unrestricted number of withdrawals from the account through ATMs is permissible subject to applicable per day withdrawal limit for amounts in force.
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|Initial Deposit||Rs. 1,000/-|
|Minimum Balance||No requirement|
|Maximum two deposit transactions and two transactions through cheques are allowed per month. Charges as per SOC shall be applicable on each additional transaction through cheques, during the month.|
|To comply with SBP BPD Circular No. 30 of 29th November 2005, BBA accounts having ZERO balance for consecutive six months shall be marked close by the bank.|
- Free internet banking, mobile banking and e-statements
- PayPak Debit Card
- Personalized cheque book
- Statement of accounts are provided once a calendar year at the year end
- Online banking
- Free ATM cash withdrawal coverage – Soneri Tahaffuz*
- Free worldwide accidental insurance coverage*
- SMS alerts
*Subject to terms and conditions of the insurance company
PayPak Debit Card is the first option. However, as a second choice Master Debit Card can also be issued against charges as per the bank’s prevailing SOC.