Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
PERIOD: JUL-2019 – DEC-2019
Effective 1-AUG-2019

Deposit Category Profit Rates (% p.a.)
PLS Savings Account 11.25
Soneri Sahara Account (Senior Citizens) 11.25
Soneri Savings Accounts (Balance Threshold)
Up to Rs. 10.0 Million 11.25
Over Rs. 10.0 Million to Rs. 50.0 Million 11.25
Over Rs. 50.0 Million to Rs. 100.0 Million 11.25
Over Rs. 100.0 Million to Rs. 250.0 Million 11.25
Over Rs. 250.0 Million to Rs. 500.0 Million 11.25
Over Rs. 500.0 Million 11.25
Notice Deposits
7 Days’ Notice 11.25
30 Days’ Notice 11.25
Term Deposits – Minimum Deposit Rs. 25,000/- (all rates are % p.a.)
Tenor Monthly Intervals Quarterly Intervals Six Monthly Intervals Yearly Intervals At Maturity
1 Month 11.25
3 Months 11.25 11.30
6 Months 11.25 11.25 11.35
1 Year 11.25 11.25 11.30 11.50
2 Years 11.25 11.25 11.25 11.50 12.00
3 Years 11.25 11.50 11.75 11.75 12.25
Diamond Deposits(Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 11.25
2 Years 11.50
3 Years 11.75
Soneri Roshan Munafa Monthly Profit (% p.a.) Profit at Maturity (% p.a.)
PKR 50,000 – PKR 49.99M 11.25 11.50
PKR 50M- PKR 100M 11.25 12.00
1 Year TDR, linked with Current Account
Soneri Nigehban Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 12.50
2 Years 12.60
3 Years 12.65
5 Years 12.75
TDR with Free Life Insurance Benefit (Terms & Conditions Apply)

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change during the half year.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time deposit will cause reduction in rate of return by 100bps, if reduced rate is below minimum PLS Rate, then payout will be made on minimum PLS Rate.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

To download the rate sheet, click here