Pak Rupee
ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
PERIOD: JUL-2021 – DEC-2021
Effective 1-JUL-2021
| Deposit Category | Profit Rates (% p.a.) | ||||
|---|---|---|---|---|---|
| PLS Savings Account | 5.50 | ||||
| Soneri Sahara Account (Senior Citizens) | 5.50 | ||||
| Soneri Savings Accounts (Balance Threshold) | |||||
| Up to Rs. 10.0 Million | 5.50 | ||||
| Over Rs. 10.0 Million to Rs. 50.0 Million | 5.50 | ||||
| Over Rs. 50.0 Million to Rs. 100.0 Million | 5.50 | ||||
| Over Rs. 100.0 Million to Rs. 250.0 Million | 5.50 | ||||
| Over Rs. 250.0 Million to Rs. 500.0 Million | 5.50 | ||||
| Over Rs. 500.0 Million | 5.50 | ||||
| Notice Deposits | |||||
| 7 Days’ Notice | 5.50 | ||||
| 30 Days’ Notice | 5.50 | ||||
| Term Deposits – Minimum Deposit Rs. 25,000/- (all rates are % p.a.) | |||||
| Tenor | Monthly Intervals | Quarterly Intervals | Six Monthly Intervals | Yearly Intervals | At Maturity |
| 1 Month | — | — | — | — | 5.50 |
| 3 Months | 5.50 | — | — | — | 5.50 |
| 6 Months | 5.50 | 5.50 | — | — | 5.50 |
| 1 Year | 7.00 | 7.00 | 7.10 | — | 7.25 |
| 2 Years | 7.25 | 7.25 | 7.35 | 7.35 | 7.50 |
| 3 Years | 7.50 | 7.50 | 7.60 | 7.60 | 7.75 |
| Soneri Nigehban Term Deposit (Monthly Income Scheme) | Profit Rates (% p.a.) | ||||
| 1 Year | 7.00 | ||||
| 2 Years | 7.25 | ||||
| 3 Years | 7.50 | ||||
| TDR with Free Life Insurance Benefit (Terms & Conditions Apply) | |||||
Important Notice:
Minimum rate of return will be in accordance with SBP’s prevailing guidelines.
Provisional rates are subject to change during the half year.
Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.
Premature encashment of a time deposit will cause reduction in rate of return by 100bps.
Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.
To download the rate sheet, click here
