Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
Effective 4-JUN-2022

Deposit Category Profit Rates (% p.a.)
PLS Savings Account 12.25
Soneri Sahara Account (Senior Citizens) 12.25
Soneri Youngsters Minor Savings Account 12.25
Soneri Savings Accounts (Balance Threshold)
Up to Rs. 10.0 Million 12.25
Over Rs. 10.0 Million to Rs. 50.0 Million 12.25
Over Rs. 50.0 Million to Rs. 100.0 Million 12.25
Over Rs. 100.0 Million to Rs. 250.0 Million 12.25
Over Rs. 250.0 Million to Rs. 500.0 Million 12.25
Over Rs. 500.0 Million 12.25
Notice Deposits
7 Days’ Notice 12.25
30 Days’ Notice 12.25
Term Deposits – Minimum Deposit Rs. 25,000/- (all rates are % p.a.)
Tenor Monthly Intervals Quarterly Intervals Six Monthly Intervals Yearly Intervals At Maturity
1 Month 14.00
3 Months 12.25 14.50
6 Months 12.25 12.25 14.50
1 Year 14.00 14.05 14.10 15.00
2 Years 13.75 13.75 13.75 13.75 13.75
3 Years 13.50 13.50 13.50 13.50 13.50
Soneri Nigehban Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 14.00
2 Years 13.75
3 Years 13.50
TDR with Free Life Insurance Benefit (Terms & Conditions Apply)
Soneri Ladies First Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 14.02
2 Years 13.80
3 Years 13.55

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change during the half year.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time deposit will cause reduction in rate of return by 100bps.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

To download the rate sheet, click here