Pak Rupee
ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
Effective From 1-DEC-2022
| Deposit Category | Profit Rates (% p.a.) | ||||
|---|---|---|---|---|---|
| PLS Savings Account | 14.50 | ||||
| Soneri Sahara Account (Senior Citizens) | 14.50 | ||||
| Soneri Youngsters Minor Savings Account | 14.50 | ||||
| Soneri Savings Accounts (Balance Threshold) | |||||
| Up to Rs. 10.0 Million | 14.50 | ||||
| Over Rs. 10.0 Million to Rs. 50.0 Million | 14.50 | ||||
| Over Rs. 50.0 Million to Rs. 100.0 Million | 14.50 | ||||
| Over Rs. 100.0 Million to Rs. 250.0 Million | 14.50 | ||||
| Over Rs. 250.0 Million to Rs. 500.0 Million | 14.50 | ||||
| Over Rs. 500.0 Million | 14.50 | ||||
| Notice Deposits | |||||
| 7 Days’ Notice | 14.50 | ||||
| 30 Days’ Notice | 14.50 | ||||
| Term Deposits – Minimum Deposit Rs. 25,000/- (all rates are % p.a.) | |||||
| Tenor | Monthly Intervals | Quarterly Intervals | Six Monthly Intervals | Yearly Intervals | At Maturity |
| 1 Month | — | — | — | — | 14.50 |
| 3 Months | 14.60 | — | — | — | 14.70 |
| 6 Months | 14.80 | 14.90 | — | — | 14.95 |
| 1 Year | 15.00 | 15.05 | 15.10 | — | 15.25 |
| 2 Years | 14.25 | 14.30 | 14.35 | 14.40 | 14.45 |
| 3 Years | 14.00 | 14.05 | 14.10 | 14.15 | 14.20 |
| Soneri Nigehban Term Deposit (Monthly Income Scheme) | Profit Rates (% p.a.) | ||||
| 1 Year | 15.00 | ||||
| 2 Years | 14.25 | ||||
| 3 Years | 14.00 | ||||
| TDR with Free Life Insurance Benefit (Terms & Conditions Apply) | |||||
| Soneri Ladies First Term Deposit (Monthly Income Scheme) | Profit Rates (% p.a.) | ||||
| 1 Year | 15.05 | ||||
| 2 Years | 14.30 | ||||
| 3 Years | 14.05 | ||||
Important Notice:
Minimum rate of return will be in accordance with SBP’s prevailing guidelines.
Provisional rates are subject to change during the half year.
Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.
Premature encashment of a time deposit will cause reduction in rate of return by 100bps.
Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.
To download the rate sheet, click here
