Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
PERIOD: JUL-2019 – DEC-2019
Effective 1-JUL-2019

Deposit Category Profit Rates (% p.a.)
PLS Savings Account 10.25
Soneri Sahara Account (Senior Citizens) 10.25
Soneri Savings Accounts (Balance Threshold)
Up to Rs. 10.0 Million 10.25
Over Rs. 10.0 Million to Rs. 50.0 Million 10.25
Over Rs. 50.0 Million to Rs. 100.0 Million 10.25
Over Rs. 100.0 Million to Rs. 250.0 Million 10.25
Over Rs. 250.0 Million to Rs. 500.0 Million 10.25
Over Rs. 500.0 Million 10.25
Notice Deposits
7 Days’ Notice 10.25
30 Days’ Notice 10.25
Term Deposits – Minimum Deposit Rs. 25,000/- (all rates are % p.a.)
Tenor Monthly Intervals Quarterly Intervals Six Monthly Intervals Yearly Intervals At Maturity
1 Month 10.25
3 Months 10.25 10.30
6 Months 10.25 10.25 10.35
1 Year 10.25 10.25 10.30 10.50
2 Years 10.25 10.25 10.25 10.50 11.00
3 Years 10.25 10.50 10.75 10.75 11.25
Diamond Deposits(Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 10.25
2 Years 10.50
3 Years 10.75
Soneri Roshan Munafa Monthly Profit (% p.a.) Profit at Maturity (% p.a.)
PKR 50,000 – PKR 49.99M 10.25 10.50
PKR 50M- PKR 100M 10.25 11.00
1 Year TDR, linked with Current Account

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change during the half year.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time deposit will cause reduction in rate of return by 100bps, if reduced rate is below minimum PLS Rate, then payout will be made on minimum PLS Rate.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

To download the rate sheet, click here