Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
PERIOD: JAN-2020 – JUN-2020
Effective 1-APR-2020

Deposit Category Profit Rates (% p.a.)
PLS Savings Account 9.50
Soneri Sahara Account (Senior Citizens) 9.50
Soneri Savings Accounts (Balance Threshold)
Up to Rs. 10.0 Million 9.50
Over Rs. 10.0 Million to Rs. 50.0 Million 9.50
Over Rs. 50.0 Million to Rs. 100.0 Million 9.50
Over Rs. 100.0 Million to Rs. 250.0 Million 9.50
Over Rs. 250.0 Million to Rs. 500.0 Million 9.50
Over Rs. 500.0 Million 9.50
Notice Deposits
7 Days’ Notice 9.50
30 Days’ Notice 9.50
Term Deposits – Minimum Deposit Rs. 25,000/- (all rates are % p.a.)
Tenor Monthly Intervals Quarterly Intervals Six Monthly Intervals Yearly Intervals At Maturity
1 Month 9.50
3 Months 9.50 9.75
6 Months 9.50 9.60 9.75
1 Year 10.00 10.10 10.25 10.50
2 Years 9.50 9.60 9.70 9.75 10.00
3 Years 9.00 9.10 9.20 9.25 9.50
Diamond Deposits(Monthly Income Scheme) Profit Rates (% p.a.)
1 Year Discontinued for Fresh Booking & Rollovers
2 Years Discontinued for Fresh Booking & Rollovers
3 Years Discontinued for Fresh Booking & Rollovers
Soneri Roshan Munafa Monthly Profit (% p.a.) Profit at Maturity (% p.a.)
PKR 50,000 – PKR 49.99M Discontinued for Fresh Booking & Rollovers Discontinued for Fresh Booking & Rollovers
PKR 50M- PKR 100M Discontinued for Fresh Booking & Rollovers Discontinued for Fresh Booking & Rollovers
1 Year TDR, linked with Current Account
Soneri Nigehban Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 10.00
2 Years 9.50
3 Years 9.00
5 Years Discontinued for Fresh Booking & Rollovers
TDR with Free Life Insurance Benefit (Terms & Conditions Apply)

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change during the half year.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time deposit will cause reduction in rate of return by 100bps.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

To download the rate sheet, click here