Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
Effective From 1-MAY-2023

Deposit Category Profit Rates (% p.a.)
Saving Deposits
PLS Savings Account 19.50
Soneri Sahara Account (Senior Citizens) 19.50
Soneri Youngsters Minor Savings Account 19.50
Soneri Savings Accounts 19.50
Notice Deposits
7 Days’ Notice 19.50
30 Days’ Notice 19.50
Term Deposits – Minimum Deposit PKR 25,000 (all rates are % p.a.)
 
Tenor Monthly Intervals Quarterly Intervals Six Monthly Intervals Yearly Intervals At Maturity
1 Month 19.50
3 Months 19.50 19.55
6 Months 19.60 19.70 19.75
1 Year 20.00 20.05 20.10 20.25
2 Years 17.00 17.02 17.04 17.06 17.10
3 Years 15.00 15.02 15.04 15.06 15.10
Soneri Nigehban Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 20.00
2 Years 17.00
3 Years 15.00
TDR with Free Life Insurance Benefit of upto PKR 5.00 Million (Terms & Conditions Apply)
Soneri Ladies First Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 20.05
2 Years 17.00
3 Years 15.00

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time deposit will cause reduction in rate of return by 150bps.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

To download the rate sheet, click here