Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
PERIOD: JUL-2018 – DEC-2018
Effective 1-OCT-2018

Deposit Category Profit Rates (% p.a.)
PLS Savings Account 6.50
Soneri Sahara Account (Senior Citizens) 6.75
Soneri Savings Accounts (Balance Threshold)
Up to Rs. 10.0 Million 6.50
Over Rs. 10.0 Million to Rs. 50.0 Million 6.55
Over Rs. 50.0 Million to Rs. 100.0 Million 6.60
Over Rs. 100.0 Million to Rs. 250.0 Million 6.65
Over Rs. 250.0 Million to Rs. 500.0 Million 6.75
Over Rs. 500.0 Million 7.00
Notice Deposits
7 Days’ Notice 6.50
30 Days’ Notice 6.50
Term Deposits – Minimum Deposit Rs. 25,000/-
Tenor Monthly Intervals Quarterly Intervals Six Monthly Intervals Yearly Intervals At Maturity
1 Month 6.50
3 Months 6.50 6.55
6 Months 6.50 6.55 6.60
1 Year 6.50 6.50 6.75 7.00
2 Years 6.75 6.75 7.00 7.00 7.50
3 Years 6.75 7.00 7.25 7.25 7.75
Diamond Deposits(Monthly Income Scheme) Profit Rates (% p.a.)
1 Year 6.75
2 Years 7.00
3 Years 7.25

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change during the half year.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time deposit will cause reduction in rate of return by 100bps, if reduced rate is below minimum PLS Rate, then payout will be made on minimum PLS Rate.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutions / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

To download the rate sheet, click here