Soneri Mustqeem Bachat Account


Bachat account is a kind of remunerative account offered to Customers with small savings and looking for a Halal return on their deposits. It is based on Shari’ah principle of Mudarabah where the depositor acts as an Investor (Rabb-ul-Maal) and bank acts as the Manager (Mudarib) of the funds deposited by the customers. It also offers wide range of services to cater the banking needs of the customer.

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Account Type: Savings
Eligibility: Individuals, Sole Proprietors, SEs and MEs, Corporate and Commercial Entities, Trusts, Clubs and Societies.
Initial Deposit: Rs. 100/-
Minimum Balance: No requirement
Transactions: Unlimited Deposit & Withdrawals
Profit Calculation: Daily balance
PProfit Payment: Monthly


  • Free Internet banking
  • Free Mobile banking
  • Free E-Statements
  • Soneri Debit Card
  • Personalized cheque book
  • Online banking
  • SMS alerts
  • Duplicate Statements
  • Other facilities are also available as per prevailing Soneri Mustaqeem Islamic Banking schedule of charges ahead (mentioned IB SOC Link).


PayPak Debit Card is the first option. However, as a second choice Master Debit Card can also be issued against charges as per the bank’s prevailing Islamic Banking SOC.

Profit Rates

For Profit Rates please Click Here