Soneri Mustqeem Bachat Account
Introduction
Bachat account is a kind of remunerative account offered to Customers with small savings and looking for a Halal return on their deposits. It is based on Shari’ah principle of Mudarabah where the depositor acts as an Investor (Rabb-ul-Maal) and bank acts as the Manager (Mudarib) of the funds deposited by the customers. It also offers wide range of services to cater the banking needs of the customer.
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Features
| Account Type: | Savings | |
| Eligibility: | Individuals, Sole Proprietors, SEs and MEs, Corporate and Commercial Entities, Trusts, Clubs and Societies. | |
| Initial Deposit: | Rs. 100/- | |
| Minimum Balance: | No requirement | |
| Transactions: | Unlimited Deposit & Withdrawals | |
| Profit Calculation: | Daily balance | |
| PProfit Payment: | Monthly | |
Facilities
- Free Internet banking
- Free Mobile banking
- Free E-Statements
- Soneri Debit Card
- Personalized cheque book
- Online banking
- SMS alerts
- Duplicate Statements
- Other facilities are also available as per prevailing Soneri Mustaqeem Islamic Banking schedule of charges ahead (mentioned IB SOC Link).
Note
PayPak Debit Card is the first option. However, as a second choice Master Debit Card can also be issued against charges as per the bank’s prevailing Islamic Banking SOC.
Profit Rates
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