Soneri Mustaqeem Meaadi Account


Soneri Mustaqeem – Meaadi Account is a term deposit receipt (TDR) for those customers who intend to retain their savings for a fixed period and seeking higher profits in a Shari’ah compliant way. This Term Deposits allow customers to save a fixed amount in Rupees for a set period ranging from 1 month to 3 years with the flexibility of monthly, quarterly, half yearly, yearly and at maturity attractive profit returns. The depositor has the option to reinvest the deposit automatically with or without profit option.

Soneri Mustaqeem Meaadi account is based on the Shari’ah principle of Mudarabah where the customer functions as a Rabb-ul-Maal (investor) and the Bank acts as the Mudarib (Working Partner). The customer not only gets return on his investments through deployment of funds in Shari’ah compliant modes but also benefits from a range of services catering to his banking needs.

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Account Type: Term Deposit
Eligibility: Individuals, Partnerships, Joint Account Holders, Companies, Corporate and Trust etc.
Initial Investment: Rs. 25,000/-
Profit Calculation: Daily balance
Profit Calculation: Daily balance
Profit Payment: Monthly, Quarterly, Half-Yearly, Yearly and At Maturity
Tenure Options: 1 month, 3 months, 6 months, 1 year, 2 years and 3 years


*Automatic Renewals
Funds placed in Meaadi will be renewed automatically for same tenure at the prevailing profit rate.

*Premature Encashment
Term deposits for 1 month to 3 years tenure, if en-cashed before completion of the tenure, the profit shall be paid at the expected rate of nearest completed tenor.

Profit Rates

For Profit Rates please Click Here