Credit Rating

Rating Agency:

The Pakistan Credit Rating Agency (PACRA)


Long Term: “AA-” (Double A minus)
Short Term: “A1+” (A one plus)
TFC II: “A+” (Single A plus)
Additional Tier – 1 TFC: A (Single A)

These ratings denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments.

Rating Update: December 2022 & June 2022 (TFCII)
Rating Action: Maintained
PACRA Website:

Available Credit Ratings

Entity Rating Report June 2022
TFC-II Rating Report June 2022
TFC-II Rating Report Decemeber 2022
Additional Tier – 1 TFC Rating Report June 2022

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