Soneri Ghar Finance is the most affordable route to a home of your own. Offering a maximum finance of Rs. 5 million and a convenient repayment period of up to 10 years, Soneri Bank is the best way to find the home of your choice".

Purpose:
Purchase / Construction of residential Property for self-occupancy.
Extension / Renovation on own property.

Financing Amount:
Purchase / Construction of residential property up to Rs. 5,000,000/-
Extension / Renovation on own property up to Rs. 2,000,000/-

Payment Period:
Purchase / Construction of residential Property up to 10 years.
Extension / Renovation on own property up to 7 years.

Mark-up Rates:
Floating Mark-up rate @ 4.5%
above Prevailing SBP Discount Rate. Minimum 14% p.a.

Fee, Legal Charges, Valuations:
Processing fee: Rs. 2500/- or 0.50% of the finance amount whichever is higher.
Legal/valuations charges Rs. 3000/-.

Eligibility:
Confirmed Permanent Employee/ Self Employed Professionals / Business person.
Minimum length of confirmed service with present employer must be at least for 5 years.
Minimum length of practice by Self Employed Professionals / Business person must be at least for 2 years.
Applicant’s age must not be more than 60 years at the time of maturity of the finance being applied for.
Monthly repayment installments not to exceed 40% of the net take home salary / 40% of declared monthly income.
Should have no over due track record from any bank in Pakistan
Life insurance cover for the loan amount.

For further details please call:

- Consumer Finance Division Phones # 4389564, 4322149, 4322150