Soneri debit Card /Banking Card may also be used to pay for purchase / Services made / availed from Merchants Outlets displaying ORIX logo. Soneri Debit Card does not involve any repayments, interest charges or monthly billing, as you are using your own funds in your account.

ELIGBILITY:

If you are having Soneri Banking Card, if you are maintaining a Soneri Bank PKR Current or Savings account Single or Joint account with either signatory authorized to operate the account, a further supplementary card can also be issued to the second account holder. All Soneri Banking Card holders use debit card facility.

CHOICE OF ACCOUNTS FOR PAYMENT:

You may choose to make payment from your PKR Savings or PKR Current Account or from both the accounts in parts if these have been linked to your Soneri Banking Card at the time of Issuance of Banking Card.

PAY FOR PURCHASES:

Simply swipe your Soneri Banking Card through Point of Sale (POS) Terminals available at the outlets, enter your ATM PIN and amount of Purchase made. Your account linked to Soneri Banking Card shall be automatically debit with the amount of purchases subject to availability of sufficient withdrawable funds in the account. POS Terminal shall generate receipt for amount charged to you account.

PER DAY LIMIT FOR PURCHASES:

Subject to availability of sufficient withdraw able balance in your account(s) linked to Soneri Banking Card, you may pay a maximum amount of Rs.300, 000/- per day for purchase against your Debit Card.

RECORDS OF PAYMENT FOR PURCHASES:

Your linked account statement shall provide you with details of all payments made for purchases against Debit Card.

SAFETY OF TRANSACTIONS:

All transactions for payment of purchase through POS terminal require use of your exclusive ATM PIN known only to your self a sound and safe security feature.

PROCESS OF TRANSACTIONS:

Soneri Banking Cards may be used for withdrawal of cash from the cash counter at designated branches manned by cash.

Swipe the card through points of sale Terminal equipments available at cash counter.
Card holder shall enter his/her pin (the same pin which is used for ATM Services).
Select type of link account.
Enter amount of purchase.
Card holders linked account will be debited with the amount of cash withdrawal.

Sales Receipt shall be generated through the POS Terminal, to be retained by the card holders for record and reconciliation of amount debited to his/her linked account with those appearing in the linked account statements.