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SCHEDULE OF CHARGES

SONERI JARI ACCOUNT (CURRENT A/C)

Soneri Jari Account, on the basis of Qardh may be opened by individuals, partnerships, Joint Account holders, Companies, Corporate, Trusts e.t.c, with following unique facilities:

  • No limit for minimum or maximum balance.
  • No limit for minimum or maximum withdrawal amount within the available balance.
  • Country wide cash deposit / withdrawal facility.
  • Personalized Cheque book facility with no restriction on number of transaction.
  • Fund utilized by the bank in accordance with Shariah Principles under the supervision of proficient Shariah Advisor.
  • Pay orders and demand drafts payable country wide.
  • Telephone banking, *E-Banking, *GSM Banking, *Web Banking, On-line Banking, ATM Card / Debit Card and Utility Bills Payment.
  • Hold Mail Instructions.
  • Personal Financial Consultancy Services for Islamic Banking Products.

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SONERI BACHAT ACCOUNT (SAVINGS A/C)

Profit & Loss Sharing Soneri BACHAT Account may be opened by individuals, partnerships,Joint Account holders, Companies, Corporate, Trusts e.t.c, on the basis of Shariah Principles of Musharaka with the following unique facilities.

  • Minimum amount for account opening Rs. 100/=.
  • Profit calculated on monthly average and distributed on quarterly basis.
  • Profit calculated on the basis of weightages for different tiers to benefit higher balance with higher return.-Extra premium on deposits of Rs. 10 Million and over.
  • Weightages declared at periodically intervals to be announced on the web-site, and will be displayed on notice board.
  • Soneri Bachat account with special operational facilities of Current Account.
  • No limit for minimum or maximum withdrawal amount within the available balance.
  • Country wide cash deposit / withdrawal facility.
  • Personalized Cheque book facility with no restriction on number of transaction.
  • Fund utilized by the bank in accordance with Shariah Principles under the supervision of proficient Shariah Advisor
  • Pay orders and demand drafts payable country wide.
  • Telephone banking, *E-Banking, *GSM Banking, *Web Banking, On-line Banking, ATM Card / Debit Card and Utility Bills Payment.
  • Hold Mail Instructions.
  • Free Statements of Account after every six months.
  • Personal Financial Consultancy Services for Islamic Banking Products.

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SONERI MUNAFA ACCOUNT (SAVING A/C)

Profit & Loss Sharing Soneri BACHAT Account may be opened by individuals, partnerships, Joint Account holders, Companies, Corporate, Trusts e.t.c, on the basis of Shariah Principles of Musharaka with the following unique facilities.

  • No Minimum amount for account opening.
  • Profit will be calculated on daily products.
  • Profit calculated on the basis of weightages for different tiers to benefit higher balance with higher return.
  • Extra premium on deposits of Rs. 10 Million and over.
  • Weightages declared at periodically intervals to be announced on the web-site, and will be displayed on notice board
  • Soneri Munafa account with special operational facilities of Current Account.
  • No limit for minimum or maximum withdrawal amount within the available balance.
  • Country wide cash deposit / withdrawal facility.
  • Personalized Cheque book facility with no restriction on number of transaction.
  • Fund utilized by the bank in accordance with Shariah Principles under the supervision of proficient Shariah Advisor
  • Pay orders and demand drafts payable country wide.
  • Telephone banking, *E-Banking, *GSM Banking, *Web Banking, On-line Banking, ATM Card / Debit Card and Utility Bills Payment.
  • Hold Mail Instructions.
  • Free Statements of Account after every six months.
  • Personal Financial Consultancy Services for Islamic Banking Products.

* Will be provided soon.

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SONERI MEAADI ACCOUNT (TERM DEPOSITS)

Profit & Loss Sharing Soneri BACHAT Account may be opened by individuals, partnerships, Joint Account holders, Companies, Corporate, Trusts e.t.c, on the basis of Shariah Principles of Musharaka with the following unique facilities.

  • Minimum deposit Rs.10,000/= for a fixed period of 1 month, 3 months, 6 months, 1 year, 2 years, 3 years and 5 years.
  • Profit payment at the option of client i.e., monthly, quarterly, half yearly, yearly or on maturity.
  • Profit declared quarterly.
  • Net profit (after deduction of expenses & management fee) to be shared on the basis of weightages.
  • Weightages on the basis of tenor and option of profit payment will be announced quarterly.
  • Fund utilized by the bank in accordance with Shariah Principles under the supervision of proficient Shariah Advisor
  • Hold Mail Instructions.
  • Personal Financial Consultancy Services for Islamic Banking Products.

Some of the facilities for Jari account are also applicable here.

Important Note: Extra Premium on actual profit will be given on special deposits.

SCHEDULE OF CHARGES

ISLAMIC BANKING SCHEDULE OF CHARGES

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