SBP Financing Schemes

Refinancing Facility For Modernization For SMEs

Purpose:

  • Financing shall be available for purchase of new imported/local plant and machinery for BMR of existing units and setting up new SME units.
  • Financing shall also be available for import /local purchase of new generators up-to a maximum capacity of 500 KVA under the Scheme

Sample Sectors:


  • Rice Husking
  • Cotton Ginning
  • Power Looms
  • Dairy & Livestock
  • Cutlery & Stainless Utensils
  • Surgical Instruments
  • Marble & Granite
  • Engineering Goods (Electronics)
  • Fisheries
  • Packaging/Processing of Fruits/Vegetables
  • Furniture
  • Sports Goods
  • Agro-based Industry

Mark-up rate

6.00% per annum or as per latest SBP directives

Tenor of Loan

Facility is available up to 10 years depending upon feasibility of project.

 
 

Export Financing Scheme

Purpose:

In order to encourage exporters to achieve maximum exports, SBP allows financing to exporters at special rates. Financing is available for exports of manufacturing goods and services especially value added products.

Eligible Sectors:

Direct/Indirect Exporters including Manufacturers, Trading Companies and New Exporters.

Mark-up rate

SBP Refinance Rate +2% for SMEs

Tenor Of Loan

The tenor of the facility is up to 180 days

 
 

Financing Facility For Storage Of Agricultural Produce

Purpose:

For establishment /expansion/BMR of Silos, warehouses & cold Storages facilities for storing agricultural produce, purchase of new generators for meeting in-house energy requirements of Silos /Warehouses/Cold Storages.

Eligible Sectors:

All SMEs are eligible

Mark-up rate

6.00% per annum or as per latest SBP directives

Tenor Of Loan

Up to 7 years depending upon feasibility of project

 
 

Long Term Financing Facility For Plant & Machinery

Purpose:

  • Financing is available to the export oriented projects only having annual exports equivalent to US$ 5 million or 50% of sales, whichever is lower.
  • Financing also available to new projects on the basis of projected exports. New projects are required to meet the minimum export target of LTFF (annual export equivalent to US$ 5 million or 50% of sales, whichever is lower) on staggered basis in four years.

Sample Sectors:


  • Textile And Garments
  • Rice Processing
  • Leather & Leather Products
  • Sports Goods
  • Surgical Instruments
  • Fisheries
  • Poultry & Meat
  • Fruits/Vegetables & Processing, Cereals
  • I.T-Software & Services
  • Marble & Granite
  • Pharmaceutical
  • Engineering Goods
  • Carpets & Wools

Mark-up rate


Tenor Mark Up
Up-to 3 years SBP Refinance Rate + 1.50%
Over 3 years and up to 5 years SBP Refinance Rate + 2.50%
Over 5 years and up to 10 years SBP Refinance Rate + 3.00%

Tenor Of Loan

Up to 10 years depending upon feasibility of project

For any further details, please access any of our 265+ nationwide branches, in close proximity to your location where our Branch Manager/Credit Officer will assist you.

UAN: 111-766-374
Phone Banking: 111-SONERI (766374)
Website: www.soneribank.com