Diamond Deposit

Introduction

Soneri Diamond Deposits provide investment opportunities to investors looking for additional monthly income with an attractive return. With terms from 1 year to 3 years, investors earn a monthly profit credited to an associated current account for easy withdrawal and use.

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Features

Automatic Renewals

At maturity, the deposit can be renewed for the same tenure at the prevailing profit rate, unless instructed otherwise.

Premature Encashment

Term Deposits for 1 to 3 years tenure if withdrawn before completion of 1 year from the date of deposit, shall be subject to 1% early withdrawal surcharge on the principal amount withdrawn.

Running Finance Facility

You can use your Term Deposit Account as collateral to apply for Running Finance facility:

  • Withholding tax applies on all cash withdrawals over Rs.50,000/- and 10% withholding tax on profit credited into account
  • Zakat is applicable on Term Deposit Account, however Zakat exemption forms are accepted. Minimum deposit amount: PKR 25,000/-

Profit Rates

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